Charter Oak Agency

As an independent agency serving Fairfield County and beyond, Charter Oak offers comprehensive programs and solutions to individuals, families and businesses.  Our caring, conscientious and experienced associates, along with our access to the nation’s finest insurers, help us provide you with the most cost effective, comprehensive insurance solutions.


Charter Oak has been serving the greater New York & Connecticut area for approximately 50 years.  Our number one priority has always been serving you, our customer.  We help you define your insurance needs, build an insurance program that transfers these risks to an insurance company and do it in such a way that is most cost effective for you.  At the end of this process we also provide the necessary services to maintain and update your program as changes in your exposures may dictate.  The programs we offer include automobile, homeowners, umbrella, valuable items, flood, yacht, life, health, disability, long term care, earthquake and more.  We also provide business insurance including worker’s compensation, bonds, cargo, commercial umbrella, director’s & officer’s liability, employment practice liability and property insurance.



We are an independent agency and we represent many insurance companies for your benefit.  In the end, we work for you!  Let our experienced, capable and caring staff give you one on one attention and find the very best coverage to fit you, your family, your home, your vehicle/s and your business.  Call or email us today…..